If real estate and housing are your passion and your career, Rachael Hite writes, you should be among the foremost advocates to help all Americans find their way home.

Through the program, qualified homeowners will be able to borrow up to $50,000 or 5 percent of their home's list price to make pre-sale improvements.

The two portals filed a reply to their motion to dismiss late last week further arguing that claims against them are "meritless." A hearing on their motion to dismiss is scheduled for Feb. 25.